The main purpose of this research work was to examine the influence of information technology on the Nigerian banking industries. Two research hypotheses were postulated as a guide to this study and a ten (10) items questionnaire was designed, validated and used to get the required information. Simple frequency tabulation and percentages was used to test and answer the research hypothesis. It was found out that introduction of information technology increases service delivery, improve innovation and provide new products /packages, it also help management and managers to influence their corporate planning processes, anticipate problems and take corrective measures. Based on these findings, it was recommended that managers and indeed management should tap from the knowledge available on information technology to improve on their services provision and introduction of new packages to supersede the existing ones. Also, government should improve on infrastructural provision to help enhance the proper take off of information technology development and that orientation awareness programmes should be created by managers, management, government of all level and non governmental organizations to eradicate computer illiteracy.

This study investigates the relationship between trade liberalization and employment generation in Nigeria using secondary data on the quoted variables for the period 2003-2007. Panel regression model (Pooled Least Squares) was employed to examine the nexus between trade liberalization and employment generation. The study found that employment generation as result of trade liberalization the key determinant is tariff structure as a percentage increase will generate 73.4% of employment while other variables (wages, openness and FDI) effect on employment is not much. Also, the cumulative significant of the study shows that trade tariffs, wage rate, openness, and foreign direct investment have simultaneous significant effect on employment rate in the Nigeria's manufacturing, transport, agriculture and mining and quarrying sectors. Consequently, it was recommended that government, through legislative actions and mutual collaboration between the newly created Ministry of Trade and Investment and other trade-related agencies should continue to design policy measures directed toward the increase in tariff for the importable goods to facilitate more employment generation. Also, government should create the enabling environment for Foreign Direct Investment (FDI) to strive. Public-private partnerships toward the development of the considered real sectors should be encouraged in order to enhance employment generation.