[ Défis et perspectives pour un meilleur fonctionnement des structures tontinières féminines dans le département de Katiola (Centre-Nord de la Côte d’Ivoire) ]
Volume 76, Issue 2, January 2025, Pages 197–208
ASSUÉ Yao Jean-Aimé1, DIOMANDÉ Mariam2, and DIALLO Issoufou3
1 Enseignant-Chercheur, Département de Géographie, Université Alassane Ouattara, Côte d’Ivoire
2 Docteur, Département de Géographie, Université Alassane Ouattara, Côte d’Ivoire
3 Enseignant-Chercheur, Département de Géographie, Université Alassane Ouattara, Côte d’Ivoire
Original language: French
Copyright © 2025 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
This study aims to understand the difficulties related to the management of women’s tontine associations in Côte d’Ivoire, more specifically in the department of Katiola. Indeed, tontines represent a powerful tool for financial empowerment for women thanks to flexibility in collective contributions. Thus, the study used quantitative and qualitative methods, including a questionnaire addressed to tontine women and interviews with local authorities and financial structures. This study took into account data collected from desk research and field surveys. The field survey questioned 334 tontine farms surveyed in eleven (11) localities of the Department of Katiola. The results reveal that 92.20% have not received any literacy training. As far as poultry farming techniques are concerned, only 5.70% have been trained. Also, tontines (64.40%) have followed other types of training not specified in the data provided. In addition, they also have to face several difficulties, including recurrent disputes in tontine associations, difficult access to credit for tontines from formal financial structures, the risk of mismanagement and difficulties in the management of funds. In addition, with the emergence of the Village Associations for Employment and Cooperation (VSLAs), the Support Fund for Women of Côte d’Ivoire (FAFCI) and the IFEF (Institute for Training and Women’s Education), financial and social assistance is provided to effectively manage tontine structures.
Author Keywords: tontines, functioning, economy, women, Katiola.
Volume 76, Issue 2, January 2025, Pages 197–208
ASSUÉ Yao Jean-Aimé1, DIOMANDÉ Mariam2, and DIALLO Issoufou3
1 Enseignant-Chercheur, Département de Géographie, Université Alassane Ouattara, Côte d’Ivoire
2 Docteur, Département de Géographie, Université Alassane Ouattara, Côte d’Ivoire
3 Enseignant-Chercheur, Département de Géographie, Université Alassane Ouattara, Côte d’Ivoire
Original language: French
Copyright © 2025 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
This study aims to understand the difficulties related to the management of women’s tontine associations in Côte d’Ivoire, more specifically in the department of Katiola. Indeed, tontines represent a powerful tool for financial empowerment for women thanks to flexibility in collective contributions. Thus, the study used quantitative and qualitative methods, including a questionnaire addressed to tontine women and interviews with local authorities and financial structures. This study took into account data collected from desk research and field surveys. The field survey questioned 334 tontine farms surveyed in eleven (11) localities of the Department of Katiola. The results reveal that 92.20% have not received any literacy training. As far as poultry farming techniques are concerned, only 5.70% have been trained. Also, tontines (64.40%) have followed other types of training not specified in the data provided. In addition, they also have to face several difficulties, including recurrent disputes in tontine associations, difficult access to credit for tontines from formal financial structures, the risk of mismanagement and difficulties in the management of funds. In addition, with the emergence of the Village Associations for Employment and Cooperation (VSLAs), the Support Fund for Women of Côte d’Ivoire (FAFCI) and the IFEF (Institute for Training and Women’s Education), financial and social assistance is provided to effectively manage tontine structures.
Author Keywords: tontines, functioning, economy, women, Katiola.
Abstract: (french)
Cette étude vise à comprendre les difficultés liées à la gestion des associations tontinières des femmes en Côte d’Ivoire plus précisément dans le département de Katiola. En effet, les tontines représentent un outil puissant d’autonomisation financière pour les femmes grâce à la flexibilité dans les contributions collectives. Ainsi, l’étude a utilisé des méthodes quantitatives et qualitatives entre autres, un questionnaire adressé aux femmes tontinières et des entretiens réalisés avec les autorités locales et des structures financières. Cette étude a pris en compte les données recueillies à partir des recherches documentaires et des enquêtes de terrain. L’enquête de terrain a interrogé 334 tontinières enquêtées dans onze (11) localités du Département de Katiola. Les résultats révèlent que, 92,20% n’ont reçu aucune formation en alphabétisation. En ce qui concerne les techniques d’élevage de volailles seulement 5,70% ont été formées. Aussi, des tontinières (64,40%) ont suivi d’autres types de formations non spécifiées dans les données fournies. En outre, elles doivent également faire face à plusieurs difficultés entre autres, les litiges récurrents dans les associations tontinières, l’accès difficile des tontinières au crédit provenant des structures financières formelles, le risque de mauvaise gestion et les difficultés dans la gestion des fonds. Par ailleurs, avec l’émergence des Associations de Villageois pour l’Emploi et la Coopération (AVEC), les Fonds d’Appui aux Femmes de Côte d’Ivoire (FAFCI) et l’IFEF (Institut de Formation et d’Éducation Féminine) des aides financières et sociales sont apportées pour gérer efficacement les structures tontinières.
Author Keywords: tontine, fonctionnement économie, femme, Katiola.
How to Cite this Article
ASSUÉ Yao Jean-Aimé, DIOMANDÉ Mariam, and DIALLO Issoufou, “Challenges and prospects for better functioning of women’s tontinier structures in the department of Katiola (North-Central Ivory Coast),” International Journal of Innovation and Scientific Research, vol. 76, no. 2, pp. 197–208, January 2025.
