[ L’économie de la microfinance ]
Volume 33, Issue 1, October 2017, Pages 1–13
Zied SAYARI1
1 Docteur en Sciences économiques, Université Pierre Mendes, Grenoble Alpes (CREG), France
Original language: French
Copyright © 2017 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
In general, the history of microfinance is very diversified from one continent to another and from one country to another. It is therefore difficult to define precise phases or stages in the evolution or structuring of the new modern market of these solidarity microcredit. The history of the soft sector leads to the study of the informal economy, bartering, pawning ... which were once reliable and successful techniques enabling the poor to survive and simultaneously and to be able to participate in economic growth. In this paper we are interested in answering this question; Why measure the impacts of microfinance? This paper aims to test this assertion. Based on a literature review applied to a sample of developed and emerging countries, we highlight that the shift to this credit system and whether it coincides with improved growth rates and higher macroeconomic stability.
Author Keywords: Microfinance, microcredit, microfinance institutions (MFIs), impacts, sustainability.
Volume 33, Issue 1, October 2017, Pages 1–13
Zied SAYARI1
1 Docteur en Sciences économiques, Université Pierre Mendes, Grenoble Alpes (CREG), France
Original language: French
Copyright © 2017 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
In general, the history of microfinance is very diversified from one continent to another and from one country to another. It is therefore difficult to define precise phases or stages in the evolution or structuring of the new modern market of these solidarity microcredit. The history of the soft sector leads to the study of the informal economy, bartering, pawning ... which were once reliable and successful techniques enabling the poor to survive and simultaneously and to be able to participate in economic growth. In this paper we are interested in answering this question; Why measure the impacts of microfinance? This paper aims to test this assertion. Based on a literature review applied to a sample of developed and emerging countries, we highlight that the shift to this credit system and whether it coincides with improved growth rates and higher macroeconomic stability.
Author Keywords: Microfinance, microcredit, microfinance institutions (MFIs), impacts, sustainability.
Abstract: (french)
En général, l’histoire de la microfinance est très diversifiée d’un continent à l’autre et d’un pays à l’autre. C’est pourquoi, il parait difficile de définir des phases précises ou aussi des étapes dans l’évolution ou la structuration du nouveau marché moderne de ces micros crédits solidaire. L’histoire du secteur mous mène à l’étude de l’économie informelle, le troc, le prêt sur gage... qui ont été autrefois des techniques fiable et réussies permettant aux personnes démunies de survivre et, simultanément, à des activités de se développer et enfin de pouvoir participer à la croissance économique. Dans ce papier on s’intéresse à répondre à la question ; Pourquoi mesurer les impacts de la microfinance ? Ce papier vise à tester cette assertion. A partir d’une étude de littérature appliqué à un échantillon de pays développés et émergents, nous mettons en évidence que le passage à ce système de crédit et voir s’il coïncide avec une amélioration des taux de croissance et une stabilité macroéconomique plus élevée.
Author Keywords: microfinance, microcrédit, institutions de microfinance (IMF), impacts, pérennité.
How to Cite this Article
Zied SAYARI, “The economics of microfinance,” International Journal of Innovation and Scientific Research, vol. 33, no. 1, pp. 1–13, October 2017.
