Volume 19, Issue 2, December 2015, Pages 331–334
Muhammad Mahroof Malik1, Muhammad Asif Khan2, Muhammad Waseem Shehzad3, and Mhammad Arfaq Waseem4
1 Department of Business Administration, University of Management Sciences & IT, Kotli, Azad Kashmir, Pakistan
2 Department of Commerce, Faculty of Commerce, University of Management Sciences and Information Technology, Kotli, Azad Jammu & Kashmir, Pakistan
3 Department of Economics, University of Management Sciences & IT, Kotli, Azad Kashmir, Pakistan
4 Department of Commerce, Faculty of Commerce, University of Management Sciences and Information Technology, Kotli, Azad Jammu & Kashmir, Pakistan
Original language: English
Copyright © 2015 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
This research investigates the effect e-banking poses on upgrading the assets quality held by bank. How does e-banking inflence the Assets Quality of commercial banks in Pakistan? To measure the impact, secondary data sources are used for 10 years; five years before the E-banking and five years after adopting the E-banking and then compare the performance, T test (Paired Comparison) is used to check the validity and reliability. Researcher assumes the other factors that affect the performance of bank are constant or limitations that are not evaluated in his paper. However, the E-banking played significant role in the advancing the Assets Quality of the performance of banks and development of the banking system. It can be implemented in the practice of the banking and also academic side. The further research can be conducted in this area, developing the case of each bank and Effect on Return on investment, sensitivity to market risk.
Author Keywords: E-Banking, Banking, Assets quality, Performance of Bank.
Muhammad Mahroof Malik1, Muhammad Asif Khan2, Muhammad Waseem Shehzad3, and Mhammad Arfaq Waseem4
1 Department of Business Administration, University of Management Sciences & IT, Kotli, Azad Kashmir, Pakistan
2 Department of Commerce, Faculty of Commerce, University of Management Sciences and Information Technology, Kotli, Azad Jammu & Kashmir, Pakistan
3 Department of Economics, University of Management Sciences & IT, Kotli, Azad Kashmir, Pakistan
4 Department of Commerce, Faculty of Commerce, University of Management Sciences and Information Technology, Kotli, Azad Jammu & Kashmir, Pakistan
Original language: English
Copyright © 2015 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
This research investigates the effect e-banking poses on upgrading the assets quality held by bank. How does e-banking inflence the Assets Quality of commercial banks in Pakistan? To measure the impact, secondary data sources are used for 10 years; five years before the E-banking and five years after adopting the E-banking and then compare the performance, T test (Paired Comparison) is used to check the validity and reliability. Researcher assumes the other factors that affect the performance of bank are constant or limitations that are not evaluated in his paper. However, the E-banking played significant role in the advancing the Assets Quality of the performance of banks and development of the banking system. It can be implemented in the practice of the banking and also academic side. The further research can be conducted in this area, developing the case of each bank and Effect on Return on investment, sensitivity to market risk.
Author Keywords: E-Banking, Banking, Assets quality, Performance of Bank.
How to Cite this Article
Muhammad Mahroof Malik, Muhammad Asif Khan, Muhammad Waseem Shehzad, and Mhammad Arfaq Waseem, “EFFECT OF E-BANKING ON ASSETS QUALITY: AN EMPIRICAL ANALYSIS,” International Journal of Innovation and Scientific Research, vol. 19, no. 2, pp. 331–334, December 2015.
