Volume 40, Issue 1, December 2018, Pages 171–177
Fidèle MATITI LUKWESA1
1 Faculté des sciences économiques et de gestion, ULGL/BUKAVU, RD Congo
Original language: French
Copyright © 2018 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
The present study is intended as a proposal for sustainable solutions to the problems that microfinance institutions are currently facing in their development, as effective tools for prudential management and smooth functioning in financial services for beneficiaries. The question that arises is the rapid acceleration of MFIs that open doors every day and face operational and managerial difficulties due to a lack of information on the evolution of financial statements, which is the major problem for the MFIs. efficiency in the administrative organization and financial management of microfinance institutions. At the end of our investigations, it appears that the 3 cooperatives are chargeable accumulated operating losses having made negative their own funds because of the charges; 54,4% related to the tax and tax for 19%.
Author Keywords: economy, growth, sustainability micro finance development, control power.
Fidèle MATITI LUKWESA1
1 Faculté des sciences économiques et de gestion, ULGL/BUKAVU, RD Congo
Original language: French
Copyright © 2018 ISSR Journals. This is an open access article distributed under the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract
The present study is intended as a proposal for sustainable solutions to the problems that microfinance institutions are currently facing in their development, as effective tools for prudential management and smooth functioning in financial services for beneficiaries. The question that arises is the rapid acceleration of MFIs that open doors every day and face operational and managerial difficulties due to a lack of information on the evolution of financial statements, which is the major problem for the MFIs. efficiency in the administrative organization and financial management of microfinance institutions. At the end of our investigations, it appears that the 3 cooperatives are chargeable accumulated operating losses having made negative their own funds because of the charges; 54,4% related to the tax and tax for 19%.
Author Keywords: economy, growth, sustainability micro finance development, control power.
Abstract: (french)
La présente étude se veut une proposition à des solutions durables aux problèmes que traversent actuellement les institutions de micro finance à leur développement, outils efficaces à la gestion prudentielle et au bon fonctionnement dans des services financiers auprès des bénéficiaires. La question qui se pose est l’accélération rapide des IMF qui ouvrent des portes chaque jour et se heurtent à des difficultés de fonctionnement et de gestion par manque d’informations à l’évolution des Etats financiers, ce qui constitue le problème majeur à l’efficacité dans l’organisation administrative et dans la gestion financière des institutions de micro finance. A l’issue de nos enquêtes, il ressort que les 3 coopératives sont imputables ont accumulés des pertes d’exploitation ayant rendu négatif leurs fonds propres à cause des charges; 54,4% liées à l’impôt et taxe pour 19%.
Author Keywords: économie, croissance, durabilité micro finance développement, pouvoir de contrôle.
How to Cite this Article
Fidèle MATITI LUKWESA, “ESSAI D’ANALYSE A L’EMERGENCE DES INSTITUTIONS DE MICROFINANCE : VERS UN DEVELOPPEMENT ECONOMIQUE A BUKAVU,” International Journal of Innovation and Scientific Research, vol. 40, no. 1, pp. 171–177, December 2018.
